Key figures
Zahlen und Fakten für volle Transparenz
With our constantly updated key figures, you always have an overview and full transparency with regard to development, coverage ratio, performance and conversion rate.
Everything at a glance
The most important key figures over time - updated monthly in the table and quarterly in the charts.
prov. per 30.09.2024
2023
2022
2021
2020
Coverage ratio
113.8%
107.9%
103.7%
118.7%
115.5%
Performance
7.2%
5.6%
-10.5%
8.4%
4.8%
Balance sheet total in bn.
4.6
4.1
3.4
3.6
3.2
Contracts
1'606
1'569
1'514
1'439
1'379
Insured persons
28'684
26'980
22'993
20'958
19'929
of which pensioners autonomous
1'633
1'434
1'188
977
838
Interest
1.25%
2.50%
1.00%
6.00%
1.00%
Conversion rate obligatory.
5.60%
5.80%
6.00%
6.20%
6.40%
Conversion rate above mandatory.
5.60%
5.60%
5.60%
5.60%
5.60%
Technical interest rate
2.00%
2.00%
1.50%
1.50%
1.50%
Technical basics
BVG2020 GT
BVG2020 GT
BVG2020 GT
BVG2020 GT
BVG2015 GT
Development
Solid in the long term. The development over the years confirms our sustainable growth.
Die FUTURA setzt das kontinuierliche und gesunde Wachstum fort. Die über 28’000 Versicherten aus über 1’600 Verträgen und das Kapital von CHF 4.6 Mrd. sind ein Zeichen des Vertrauens. Vielen Dank!
Coverage ratio
Stable foundation. The coverage ratio shows that FUTURA is on a stable financial footing.
Insured persons
FUTURA has a very advantageous structure due to the low proportion of pensioners. Securing the portfolio has top priority.
The proportion of pensioners in relation to active insured persons is very small. This indicates a stable financial basis - also in the future.
Performance
FUTURA focuses on safety and utilizes the specified bandwidths depending on the situation in order to achieve the best possible result.
The overall performance includes the performance of securities and real estate. Real estate is an important cornerstone that optimally complements the other financial investments.
Conversion rate
Sicher in die Zukunft. Die FUTURA passt den Umwandlungssatz an. Vorsicht und Sorgfalt als Wegweiser haben sich bewährt. Um die finanzielle Stabilität der FUTURA nachhaltig zu festigen, handeln wir verantwortungsbewusst und rechtzeitig. Die Umwandlungssätze (kurz UWS) werden in Stufen von 0.2% bzw. 0.1% p.a. gesenkt.
Year
UWS on a mandatory basis
UWS on extra-mandatory
UWS for BVG comparative BVG
2024
5.6%
5.6%
6.8%
2025
5.4%
5.4%
6.8%
2026
5.3%
5.3%
6.8%
2027
5.2%
5.2%
6.8%
2028
5.2%
5.2%
6.8%
*the higher calculated pension is applied.
Fact sheet with calculation example
We have prepared an information sheet on the subject of conversion rates, on which you will also find a calculation example.
Downloads